Medicare Part C is a Medicare Advantage Plan that will provide all of your Part A (hospital insurance) and Part B (medical insurance) coverage. Medicare Advantage plans are often referred to as Part C or MA Plans and are offered by private companies approved by Medicare.
Medicare Advantage Plans may offer extra coverage for vision, hearing, dental and/or health and wellness programs. Most also include a prescription drug coverage (part D).
When choosing to work with a Medicare Advantage company, it is important to keep a few things in mind.
Medicare Advantage Plans can charge different out-of-pocket expenses
Medicare Advantage Plans can set different rules for how you get services such as seeing a specialist, doctors or facilities as well as suppliers of medical supplies.
These rules can change every year.
Is A Medicare Advantage (Part C) Plan Right For You?
Medicare Advantage (Part C) plans often provide more benefits than you would receive under original Medicare. These additional benefits may include vision, hearing, dental and prescription drug coverage. Medicare Advantage Plans are typically less money. So, what’s the downside? Medicare Advantage Plans may limit your freedom of choice when looking for health care providers. Because they force you to work within a network of doctors, you don’t get the same liberty of going to any doctor who accepts Medicare. Additionally, there may be regional restrictions on your choice of doctors. Only you can decide if a Medicare Advantage Plan is for you by weighing the pros and the cons of the program. An agent in our office can help you better understand the risks and rewards of a Part C plan.
Do You Have Other Questions About Medicare Part C Plans?
Do you need help navigating your Medicare and understanding the Medicare options available to you? We’re here to help. Our agency has dedicated ourselves to helping Medicare eligible customers understand their Medicare Insurance and helping you find a supplement plan that works for your situation and budget. Please give us a call.